Reluctant Executor
Privacy Policy
Last Modified: November 29, 2023
OVERVIEW
Reluctant Executor, LLC - a Texas limited liability company (“Reluctant Executor”), respects your (“User,” “you,” or “your”) privacy and is committed to protecting it through Reluctant Executor’s compliance with this privacy policy (collectively, this “Privacy Policy”). Reluctant Executor provides services to Users, by providing an opportunity to participate in certain educational content and materials, as well as training with third parties (“Clients”). This Privacy Policy describes how Reluctant Executor may collect information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, Device (as defined below), or household (as defined in the CCPA, as defined below), as further described in the What Information is Collected Section of this Privacy Policy (“Personal Information”) from the visitors to https://www.ReluctantExecutor.com/ and its various subpages (the “Website”) and any other services or features made available through the same or otherwise used by you (the foregoing collectively, together with the Website defined herein as the “Services”), how Reluctant Executor may use it, with whom Reluctant Executor may share it, how Reluctant Executor may license it, what choices you have regarding it, and how Reluctant Executor protects it. However, this Privacy Policy does not cover what its Clients or third parties might do with your information, and you should review their privacy policies to find out more information on their privacy practices. This Privacy Policy is incorporated into and is a part of the Terms of Service of Reluctant Executor, which can be found HERE (the “Terms of Service”), and Reluctant Executor encourages you to become familiar with the terms and conditions contained herein and therein.
CONSENT
By accessing and using the Services, you agree that you have read and understand this Privacy Policy and that you accept and consent to Reluctant Executor’s privacy practices described in this Privacy Policy.
CHANGES TO PRIVACY POLICY
Reluctant Executor reserves the right to change the terms of this Privacy Policy at any time. Reluctant Executor may change this Privacy Policy and its privacy practices because of changes in relevant and applicable legal or regulatory requirements or the business or business practices of Reluctant Executor or its Clients, in its attempts to better serve your needs, or for any other reason, in its discretion. Notice of such changes to the Privacy Policy or Reluctant Executor’s privacy practices and a revised Privacy Policy will be posted on the Website.
CONTROLLER
Reluctant Executor is the controller and responsible for your Personal Information. If you have any questions about this Privacy Policy, including any requests to exercise Your Legal Rights (as set forth below), please contact Reluctant Executor using the details set out below.
WHAT INFORMATION IS COLLECTED?
Reluctant Executor may collect various types of information from or about you depending on how you use the Services and its various features. You supply Reluctant Executor with various types of information, including Personal Information that you choose to disclose and Reluctant Executor also collects information automatically regarding how you use the Services, which Reluctant Executor may collect as you interact with the Services.
Information you Provide to Reluctant Executor
With respect to Personal Information, you may provide Reluctant Executor with various types of information, including, without limitation, you and your name, address, telephone number, e-mail address, background, education information, financial information, billing, and payment information, as applicable, that you voluntarily provide through the Services. This information is generally entered into fields in the registration or application forms and enables you to take full advantage of the Services. Reluctant Executor may collect Personal Information and other information from you and other Users, customers, and visitors to the Services. If at any time you wish to be removed from Reluctant Executor’s email database, you can request removal by contacting Reluctant Executor at Support@ReluctantExecutor.com. Reluctant Executor reserves the right to contact you via postal mail, email, or telephone for the purpose of administering your account.
Reluctant Executor may also retain the content of and metadata regarding any correspondence you may have with Reluctant Executor or its customer service representatives or other employees or agents, regardless of the mode of communication by which such correspondence occurs. This includes, without limitation, any information contained and consented to, as described in the Terms of Service. This information helps Reluctant Executor to improve the Services and the materials, products, and services that are offered on the Services, and to more effectively and efficiently respond to both current and future inquiries.
Automatic Information Collection and Tracking
When you access and use the Services, Reluctant Executor or others may use technology to automatically collect:
· certain details of your access to and use of the Services, including traffic data, location data, logs, and other communication data, and the resources that you access and use on or through the Services;
· information about your computer, tablet, mobile phone, television, or any other device capable of accessing the Services (each a “Device”) and internet connection, including the Device’s unique device identifier, Internet Protocol (“IP”) address, operating system, browser type, mobile network information, and the Device’s telephone number, if applicable;
· stored information and files, metadata, and other information associated with other files stored on your Device, including, without limitation, photographs, audio and video clips, personal contacts, and address book information; and
· real-time information about the location of your Device for analytics.
If you do not want Reluctant Executor to collect this information, do not access the Services. Reluctant Executor also may use these technologies to collect information about your activities over time and across third-party websites, apps, or other online services.
Third-Party Information
Clients may send Reluctant Executor information about you, whether directly or indirectly, or from their website, mobile application, or other platform technologies. This information might have come from information that they have on you or third parties that they may use and have passed that information on to Reluctant Executor. This information may include any of the information described above, along with information regarding your performance and status.
USE OF COOKIES
Reluctant Executor uses “cookies” (small text files stored on your computer) to help track and customize your access and use of the Services. Cookies store and retain information that helps Reluctant Executor recognize you when you return to the Services following a previous visit. Cookies may also store any login or ID assigned to you by Reluctant Executor and the associated password, which information would be stored in encrypted form. Most popular internet browser packages allow you to configure the browser so as to not accept cookies if you so choose. However, setting your browser to reject cookies may prevent you from taking full advantage of the Services and the materials, products, and other services that Reluctant Executor or its Clients make available on or through the Services.
Reluctant Executor or its Clients may also use the following:
Web Beacons. Portions of the Services and e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Reluctant Executor to, for example, count Users who have visited those pages or opened an email and for other related statistics (for example, recording the popularity of certain content and verifying system and server integrity).
Google Analytics Cookies. The Services may use Google Analytics cookies, which is a simple, easy-to-use tool that helps website owners measure how users interact with website content. As a user navigates between web pages, Google Analytics provides website owners JavaScript tags (libraries) to record information about the page a user has seen, such as the URL of the page. The Google Analytics JavaScript libraries use HTTP Cookies to “remember” what a user has done on previous pages / interactions with the website.
Third-Party Use of Cookies and Other Tracking Technologies Like Google Analytics
Reluctant Executor may use Google Analytics cookies (see above) and may use these cookies with remarketing using Google Analytics to create ads for you and others. Some content or applications, including advertisements, on the Services may be served by third parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use the Services. The information they collect may be associated with your Personal Information or they may collect information, including Personal Information, about your online activities over time and across different websites and other online services. These third parties may use this information to provide you with interest-based (behavioral) advertising or other targeted content. Reluctant Executor does not control these third-parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.
Reluctant Executor may also collect data about your activities that does not identify you personally or indirectly when you use the Services, or other websites and online services where Reluctant Executor may display ads. This information may include content you view, the day, time, and manner in which you access the content, the products or services you purchase, and your location details associated with your IP address. Reluctant Executor may use this information that it collects to serve you more relevant advertisements. Reluctant Executor also may collect information about where you saw the advertisements it delivers to you and what ads you click on. Reluctant Executor may use remarketing to advertise across the internet and other websites. Please contact Reluctant Executor if you do not want to participate in these programs. You may opt out of Google’s use of cookies by visiting the Google advertising opt-out page. For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.
CHILDREN’S ONLINE PRIVACY PROTECTION ACT
Reluctant Executor does not attempt to collect Personal Information from children. Children under 18 years old are not the target audience for the Services. To protect their privacy, Reluctant Executor prohibits the solicitation of Personal Information from these children or the use of the Services by these children. If you are under the age of 18 (and do not otherwise qualify as an emancipated minor entitled to the same rights as an adult pursuant to applicable law), do not access the Services or submit your email address or any other Personal Information through the Services.
RELUCTANT EXECUTOR’S USE AND DISCLOSURE OF YOUR INFORMATION
Business Purposes
Reluctant Executor, its licensees, and Clients may use your information for the following business purposes:
· to verify the identity of your contact information;
· to provide customer support to you and Reluctant Executor’s Clients;
· to review the usage and operations of the Website or other Services and to address any problems;
· to process a same day ACH, next day ACH, RTP, or other type of payment for services that you have purchased through Reluctant Executor;
· to help improve, maintain, and develop new products and services;
· to market products or services to you or others;
· to protect you, Clients, partners, or Reluctant Executor from fraud, malicious activity, and other privacy and security related concerns;
· to investigate misuse or unauthorized access of the Services; and
· to provide you or others with customized content.
Choices About How Reluctant Executor Uses and Discloses Your Information
Reluctant Executor strives to provide you with choices regarding the Personal Information you provide to it. It has created mechanisms to provide you with the following control over your information:
Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies, please note that some parts of the Services may then be inaccessible or not function properly.
Disclosure of Your Information to Third Parties. If you do not want Reluctant Executor to share your Personal Information with unaffiliated or non-agent third parties for promotional or other purposes, you can opt out by sending an email stating your request to Support@ReluctantExecutor.com. If you opt out, please note that some parts or all of the Services may then be inaccessible to you.
Promotional Offers from Reluctant Executor. If you do not wish to have your email address or contact information used by Reluctant Executor to promote its own or third parties’ products or services, you can opt out by sending an email stating your request to Support@ReluctantExecutor.com. If Reluctant Executor has sent you a promotional email, you may send a return email asking to be omitted from future email distributions.
Targeted Advertising. If you do not want Reluctant Executor to use information that it collects or that you provide to it to deliver advertisements according to its advertisers’ target-audience preferences, you can opt out by visiting Google’s advertising opt-out page. Please note, Reluctant Executor does not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose to not have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative on the Network Advertising Initiative’s website.
ACCESSING AND CORRECTING YOUR INFORMATION
You can review and change your Personal Information by sending an email to Support@ReluctantExecutor.com to request access to, correct, or delete any Personal Information that you have provided to Reluctant Executor. Reluctant Executor may be unable to delete your Personal Information without removing your access to and use of all or significant portions of the Services. Reluctant Executor may not accommodate a request to change information if it believes the change would violate any law or legal requirement or cause the information to be incorrect.
If you delete your User Contributions (as defined in the Terms of Service), copies of your User Contributions may remain viewable in cached and archived pages or might have been copied or stored by other Users. Proper access and use of information provided on the Services, including User Contributions, is governed by the Terms of Service.
California residents may have additional Personal Information rights and choices. Please see Your California Privacy Rights below for more information.
YOUR CALIFORNIA PRIVACY RIGHTS
If you are a California resident, California law may provide you with additional rights regarding Reluctant Executor’s use of your Personal Information under the California Consumer Privacy Act (“CCPA”). Depending on the circumstances and which Services you use, Reluctant Executor may have disclosed the following categories of your Personal Information for a “business purpose” (as defined in the CCPA) in the preceding twelve (12) months: identifiers; protected characteristics; commercial information; geolocation data; internet or other electronic network activity information; financial, medical, or health insurance information; audio, electronic, visual, thermal, olfactory, or similar information; professional information; education information; and inferences drawn from any of the aforementioned information categories. For more details about the Personal Information Reluctant Executor has collected over the last 12 months, please see the What Information Is Collected? section above. Reluctant Executor collects this information for, among other things, the business and commercial purposes described in the How Does Reluctant Executor Use the Information It Collects? section below. Reluctant Executor shares this information with, among others, the categories of third parties described in the How Reluctant Executor Shares and Discloses Your Information section below.
Reluctant Executor does not “Sell” (as such term is defined in the CCPA) the Personal Information it collects but may in the future. The CCPA considers some transfers of Personal Information to third parties in exchange for value as a “Sale,” even if no money changes hands, such as when online identifiers, Device IDs, and other information is shared with third-party businesses to further their own commercial purposes such as generating profiles about individuals. In the event Reluctant Executor decides to Sell your Personal Information, California residents have the right to opt-out of the Sale. Please note that Reluctant Executor can still share Personal Information with third parties if those transfers aren’t “sales,” such as with Reluctant Executor’s Service Providers (as defined in the CCPA). Additionally, Reluctant Executor may use third-party cookies for advertising purposes as further described above.
Subject to certain limitations, the CCPA permits Users of the Services that are California residents to (i) request more information regarding Reluctant Executor’s collection of specific categories or pieces of information (including how Reluctant Executor uses and discloses the information), (ii) request that Reluctant Executor delete your Personal Information, (iii) request to opt out of any “sales” that may be occurring, and (iv) not be discriminated against for exercising any of these rights.
California residents may make such a request pursuant to their rights under the CCPA by sending an email to Support@ReluctantExecutor.com. Reluctant Executor will verify your request using the information associated with your account, including email address. Government identification may be required. California residents may also designate an authorized agent to exercise these rights on their behalf. To learn more about your California privacy rights, email Support@ReluctantExecutor.com or visit https://www.caprivacy.org.
California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of the Services that are California residents to request certain information regarding Reluctant Executor’s disclosure of Personal Information to third parties for their direct marketing purposes. To make such a request, please send an email to Support@ReluctantExecutor.com or write to Reluctant Executor at the address below.
HOW RELUCTANT EXECUTOR SHARES AND DISCLOSES YOUR INFORMATION
This section describes how Reluctant Executor may share and disclose your information. Reluctant Executor does not control how you or any other third party choose to share or disclose your information.
User Instructions
Reluctant Executor will not share and disclose your information in violation of your instructions or in contravention of applicable law and legal process.
Disclosure for Legal Purposes
Reluctant Executor reserves the right to disclose any personally identifiable information or other information it collects through the Services or otherwise if it is required to do so by law or if it reasonably believes that the disclosure is necessary in order to (a) fulfill a government request; (b) conform with the requirements of law or to comply with legal process served on it; (c) protect or defend its legal rights or property or third party licensors of any material on the Services; or (d) in an emergency to protect the health or safety of the Users of the Services or the general public.
Your use of the Services, including any disputes arising from it, is subject to this Privacy Policy as well as the Terms of Service and all dispute resolution, limitation on damages, and choice of law provisions therein. Reluctant Executor encourages you to refer to this Privacy Policy on an ongoing basis so that you understand the current Privacy Policy. Unless stated otherwise, the current Privacy Policy applies to all information that Reluctant Executor has about you and your account.
Does Reluctant Executor Disclose Information to Outside Parties?
Reluctant Executor may share your information to individuals outside of Reluctant Executor, including, without limitation, its affiliates, service providers, Clients, or to any third parties. Currently, Reluctant Executor does not Sell, trade, or otherwise transfer to outside parties your personally identifiable information for a referral or license fee, but it may do so in the future. Reluctant Executor, in its sole discretion, may also release your information when it believes release is appropriate to comply with the law, enforce Services policies, or protect Reluctant Executor’s or others’ rights, property, or safety. Additional non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. Information entered into any forms or applications on the Website, regardless of whether submitted, may be used by Reluctant Executor in accordance with this section.
Business Transfers
As Reluctant Executor continues to grow and develop its business, it is possible that its corporate structure might change or that it might merge or otherwise combine with, or that substantially all of its assets might be acquired by, another company. In any such transactions, customer information generally is, will most probably be, and should be expected to be one of the transferred business assets.
HOW DOES RELUCTANT EXECUTOR USE THE INFORMATION IT COLLECTS?
In addition to the uses mentioned or described above, Reluctant Executor uses the information that it collects from or about you to improve the materials, products, and other services that it makes available on the Services, to notify you of changes made to the Services or new products or services made available on or through the Services, to evaluate your needs and customize content delivered through the Services to you according to those needs, to facilitate the processing of any purchases or uses you make through the Services, to send you promotional material from Reluctant Executor and its affiliates or other third parties, and for other legitimate and lawful business purposes of Reluctant Executor. Other than to the extent necessary or convenient for Reluctant Executor to perform the Terms of Service, Reluctant Executor may share information collected about you with third parties, such as for certain special programs that it offers in connection with some of its business affiliates, which may involve special promotions and/or pricing, and in which you may or may not be participating, or otherwise. At this time, which may be subject to change in Reluctant Executor’s sole discretion, it is Reluctant Executor’s policy not to sell lists containing Personal Information about Users, purchasers, registrants, or subscribers; however, Reluctant Executor may in the future sell lists containing Personal Information, contact information, and other information about Users, Clients, purchasers, registrants, or subscribers. By inputting any information into any forms or applications on the Website, regardless of whether such forms or applications are actually submitted, or by otherwise providing your information, you are consenting to such use. You have the right to withdraw consent at any time by contacting Reluctant Executor at Support@ReluctantExecutor.com.
HOW DOES RELUCTANT EXECUTOR PROTECT INFORMATION COLLECTED ABOUT YOU?
Reluctant Executor places a high value on protecting information transmitted via the Services. For this reason, Reluctant Executor uses state-of-the-art security solutions to process electronic payments and to provide secure communication methods. Reluctant Executor and its providers use industry-standard Secure Socket Layer (SSL) encryption technology to safeguard User information. Other security safeguards include, but are not limited to, third-party payment processors, data encryption, firewalls, and physical access controls to building and files. Reluctant Executor does not store payment information. Reluctant Executor takes commercially reasonable measures to secure and protect customer-specific information transmitted via the Services, monitors the security of the storage environment on a continuous basis, and reviews its security practices on a regular basis. However, no security system is impenetrable. RELUCTANT EXECUTOR CANNOT AND DOES NOT GUARANTEE AND HEREBY EXPRESSLY DISCLAIMS THAT INFORMATION USERS SUPPLY TO RELUCTANT EXECUTOR OR ON THE SERVICES WILL BE TOTALLY SECURE.
HOW LONG DOES RELUCTANT EXECUTOR KEEP YOUR PERSONAL DATA?
Reluctant Executor will retain your personal data in accordance with its Data Retention Policy, which may be accessed HERE (“Data Retention Policy”).
LINKED SITES
For your convenience, some hyperlinks may be posted on the Website that link to other websites not under the control of Reluctant Executor. Other company logos may also be posted on the Website as service providers to Reluctant Executor or Clients. Please note that this Privacy Policy applies only to the Services and not to other websites of other organizations to which it may link. Reluctant Executor is not responsible for the privacy policies or practices of any other third-party sites. You should make your own inquiries regarding them. In addition, when you interact on a Client’s website or systems or a website that the Website links to, even if you reached that site through the Website or Services, the information that you submit to complete that transaction becomes subject to the privacy practices of the owner of that linked site. You should read their privacy policies to understand how they use and protect Personal Information that they collect. Reluctant Executor is not responsible for the privacy or information practices of its suppliers or any third-party websites.
WHAT CHOICES DO YOU HAVE?
You may update at any time the information about you derived from information you have provided to Reluctant Executor. You may also ask Reluctant Executor at any time to remove your name from the list of Users who wish to receive electronic communications and e-mail advertisements from Reluctant Executor or its affiliates by simply sending such a request to Reluctant Executor at the addresses given below. Once you opt out, Reluctant Executor will honor your choice until you inform it otherwise. Please remember, however, that if Reluctant Executor has already shared information about you, Reluctant Executor has no control over how such affiliates or third parties may further use that information, and you will need to contact them directly in that regard.
Subject to applicable law, you also have the right to (i) restrict Reluctant Executor’s use of information that constitutes your personal data and (ii) lodge a complaint with your local data protection authority. If you are a resident of the European Economic Area and believe Reluctant Executor maintains your personal data within the scope of the General Data Protection Regulation (“GDPR”), you may direct your questions or complaints to Reluctant Executor or your local supervisory authority.
YOUR LEGAL RIGHTS
You have the right to any of the following at any time:
Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data Reluctant Executor holds about you and to check that it is lawfully processing it.
Request correction of the personal data that Reluctant Executor holds about you. This enables you to have any incomplete or inaccurate data Reluctant Executor holds about you corrected, though it may need to verify the accuracy of the new data you provide to it.
Request erasure of your personal data. This enables you to ask Reluctant Executor to delete or remove personal data where there is no good reason for it continuing to process it, provided such request is in accordance with the Data Retention Policy. You also have the right to ask Reluctant Executor to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where Reluctant Executor may have processed your information unlawfully, or where Reluctant Executor is required to erase your personal data to comply with local law. Note, however, that Reluctant Executor may not always be able to comply with your request of erasure for specific legal reasons, which will be notified to you, if applicable, within a reasonable amount of time after your request.
Object to processing of your personal data where Reluctant Executor is relying on a legitimate interest (or those of a third party) and there is something about your particular situation that makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where Reluctant Executor is processing your personal data for direct marketing purposes. In some cases, Reluctant Executor may demonstrate that it has compelling legitimate grounds to process your information, which override your rights and freedoms.
Request restriction of processing of your personal data. This enables you to ask Reluctant Executor to suspend the processing of your personal data in the following scenarios:
· If you want Reluctant Executor to establish the data’s accuracy.
· Where Reluctant Executor’s use of the data is unlawful, but you do not want Reluctant Executor to erase it.
· Where you need Reluctant Executor to hold the data even if Reluctant Executor no longer requires it as you need it to establish, exercise, or defend legal claims.
· You have objected to Reluctant Executor’s use of your data, but Reluctant Executor needs to verify whether it has overriding legitimate grounds to use it.
Request the transfer of your personal data to you or to a third party. Reluctant Executor will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to information that you initially provided consent for Reluctant Executor to use or where Reluctant Executor used the information to perform a contract with you.
Withdraw consent at any time where Reluctant Executor is relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, Reluctant Executor may not be able to provide certain products or services to you. Reluctant Executor will advise you if this is the case at the time you withdraw your consent.
Any request made by you will be processed within thirty (30) days of you providing notice to Reluctant Executor.
WHO CAN YOU CONTACT FOR MORE INFORMATION?
If you feel that your privacy or security is being compromised, or have any other questions regarding the privacy practices or this Privacy Policy, please notify Reluctant Executor using the following contact information:
Attn: Legal
Reluctant Executor, LLC
5900 Balcones Drive Suite 100
Austin, TX 78731
Email: Support@ReluctantExecutor.com
YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND CONSENT TO THE PRIVACY PRACTICES DESCRIBED IN THIS PRIVACY POLICY.